Money Back Guarantee/Refunds:

CREDIT SCORE SPECIALIST agrees to improve client’s credit picture of inaccurate, unverifiable and incomplete items during the term of this Agreement, in accordance with the terms of this Agreement. If Client is unsatisfied with the results and Client has been with CREDIT SCORE SPECIALIST for a minimum of one year, and Client has fulfilled all of the following requirements: (a) forwarded credit bureau responses within 5 days of receipt, (b) did not engage in any credit repair efforts before the date of this contract, (c) has had no payment issues, (d) complied 100% with the commitments to the service, and (e) has not had any improvement to Client’s credit report by removing 50% or more of derogatory items from Client’s account, CREDIT SCORE SPECIALIST will base refund on payments made to CREDIT SCORE SPECIALIST less $75 per deleted item upon Client’s written request. This request must be made within 14 days of receipt of the Notice of Cancellation form. Client understands that the results obtained by CREDIT SCORE SPECIALIST on behalf of Client are dependent on numerous factors, including but not limited to Client’s ability to repay debts and loans, cooperation of Client’s creditors, and credit bureaus ability to verify information provided to them by CREDIT SCORE SPECIALIST on behalf of Client.